7 Things You Should Never Skimp On

seven things that I will never try to scrimp out on again Having learned the hard way number one accelerating knowledge we love glamorizing effortless success but success is never effortless people don't accidentally fall into being successful it takes work to be good and a lot of work to be great and the people who tell you otherwise aren't telling you the full truth success whether it's your finances your business your relationship it takes investing time and it takes investing money people think that I'm just good with money because I worked in banking for nearly a decade and so it just comes naturally to me but that isn't the case it required a lot of work and I still spend so much time and effort and money to keep learning from other people and to keep getting better I truly believe very few people are naturally good at something they've dedicated a lot of time to getting good at that thing and by spending money to tap into the expertise of someone who knows more than you do is just accelerating your growth if you want to learn Spanish get some books from the library download an app if that doesn't work pay for a tutor if you want to learn how to cook spend some money on cooking classes two years from now you won't remember the money but you'll love having the skill of being able to make amazing food anywhere anytime some people laugh at this idea of paying for self-improvement because you can learn things for free on the internet but when you realize that it's the same people who haven't done the things that they said they would it starts to make sense there's nothing wrong with wanting to pay to improve yourself the second thing I've stopped scrimping out on is m Stone memories this is one that I've learned the importance of with time I never really thought much of it in my 20s I celebrated my birthday a few weeks goope and it was the first time I've celebrated in a very long time nearly 10 years and I did it because I realized I don't really have many Milestone memories I'm not really someone who takes the time out to celebrate things so I did something small this year and I'm so glad I just made the effort and spent a bit of money to do it properly because now I will remember it's another Milestone memory in my life and there's this blog post I came across from more to that and it explains this in a bit more detail in relation to weddings and why having a wedding makes sense people often think of weddings as a huge waste of money but Lawrence who wrote the article talks about how it's probably the only time in your life where you have everyone you care about in one place your wedding is like a huge IPO and the return on investment is a huge amount of time and love from everyone you care about Allin one day it's a unique Irreplaceable moment and it symbolizes is so much more than just spending money on a day and I realize it's these key moments that I'm happy to spend the extra money on because it's these memories that I'll cherish for the rest of my life and it's not just for birthdays or weddings it could be a graduation a family reunion or any event that marks a significant moment in your life it's not about being irresponsible with money and needing to spend a huge amount it's about understanding the value of creating lasting memories and to fully embrace them even if it means spending a bit extra ultimately the memories you create will be worth far more than the money you spent number three the Golden Triangle of Health Sleep nutrition movement these three are probably the most impactful solutions for all areas of your life it helps your emotional health your physical health your personal self-esteem confidence your work and finances relationships it improves every area of your life but for so many of us spending money on these three things is underrated and we often neglect it because there is a lag between spending money on it and seeing any return so it's hard to incentivize yourself to spend but when you do realize that it can make a world of a difference to your well-being to your focus and your productivity you realize that it is not worth scrimping and saving on even if you don't have the most amount of money right now prioritizing these aspects of your health can lead to better performance which leads to better output tools that have a diminishing return it's funny how things change when you're starting out on doing something new I remember when I kicked off my YouTube channel it was a barebone setup me my iPhone and a $20 mic that was it I was all in learning the ropes figuring out what's what and honestly just enjoying the process of creating something from scratch with a mic and my iPhone but there comes to a point where your growth with the tools that you first bought will start diminishing and the same tools that got you from point A to point B aren't always the ones that will carry you from point B to point c as my channel began to grow I realized that my iPhone and my budget mic wasn't going to cut it anymore and I needed to step up my game I invested in better audio in better camera I literally bought a new light last week at the start it's easy to be a bit scruffy as you're learning the ropes but after a while expectations change and as you grow whether that's with a business a hobby or even just personally your needs change and that toolkit needs to evolve with you sometimes that means spending a bit more money to get the right tools for the job don't be afraid to invest in yourself it might seem like a little bit more than you want to at first but the returns you'll see in the quality of your work in your growth and in your confidence will be worth every penny next we have Safety and Security when I find myself contemplating whether to spend on aspects related to Safety and Security I visualize myself in a situation where something goes wrong and I pause and let myself truly feel the potential consequences of that scenario and that exercise alone helps me assess whether that extra amount of money is worth spending so for instance imagine you're getting married in a few months you might consider skipping wedding insurance to save money but what if unforeseen circumstances led to your wedding getting cancelled or postponed without insurance you'll be left tens of thousands down and in such a situation an extra 200 invested today would seem like a wise decision similarly if you have sentimental jewelry that you value but you never wear spending a bit of money to get it tucked away in a safe deposit box that costs a few hundreds a year might seem like an unnecessary expense but if you think about the potential loss of those items or if they get stolen that that cost of that deposit box suddenly feels very justifiable my advice based on personal experience and reflection is always allocate a bit more for Safety and Security if nothing else it offers peace of mind which in itself is priceless hiring professionals hiring Professionals in 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